• First Home Buyers

    • Since 2000, the Australian Government has offered all first home buyers an incentive, a one-off grant to buy your first home.

    First home buyer's grant scheme is set up to offset the effect of GST on new home owners. Under the current scheme, a one off grant of up to $7000 is payable to any first home owner that satisfy the eligibility criteria.

    You are eligible for this grant if you are:

    • Australian citizen or permanent resident
    • buying or building your first home in Australia, with the intention of occupying it as your principle place of residence within 12 months of the settlement.

  • Investment Loan

    • Investment home buyer is taking a loan to purchase a property as investment purpose. The property is not occupied by owner and tenants will contribute to your mortgage repayments while you continue to make repayments of your own.

    Purchasing a property as an investment can be a much more difficult decision than buying one for you to live in. Experts in AR Finance will help you to find the ideal products which suit you best.

  • Re-financing Home Loan

    • Re-financing is a smart way to manage your money, which lets you change your home loan to suit your new circumstances.

    To swap out the old loan with more favorable loan. The new loan will pay off the old loan, so you just have to make a repayment to your new loan. You can refinance dollar to dollar with lower rate or you can refinance with extra fund for other purpose.

  • Renovation and Construction Loan

    • The construction loan is used to cover the cost of land development or building construction.

  • Pre-approved Finance

    • AR Finance offers our clients a service to assist you in obtaining pre-approval for your home loan. There are a number of advantages to being pre-approved:

    • You know how much you can borrow in advance as well as your repayments
    • You can go to auction with more confidence
    • You can save you time and money

  • Business Loan

    • We are endeavor to support our clients’small-to-medium sized business.

  • Property Development

    • We can help our clients with the purchase, equity release and refinance of standard commercial property including shops, offices, industrial developments, professional suites and retail space.